Financial Advisory Services
Our financial advisors will work with you one-on-one to help navigate through the complexities of your financial needs.
We analyze your entire financial planning blueprint, not just isolated parts of it. The process begins with a preliminary discovery meeting where we learn about you, your family, and your aspirations. We use our unique and proven FFA Solution Model to conduct the analysis.
Our comprehensive services include an online interface to your accounts, access to financial calculators, and detailed reporting.
With a detailed understanding of your financial blueprint, your financial advisor will guide you through the variety of Account Types and Investment Types available. This knowledge will enable you to make the best choices for your investment goals, your family, or your business.
Financial Planning:
Our comprehensive financial planning services are designed to give you a clear path to achieving your financial goals. Whether planning for retirement, managing daily finances, or preparing for life’s major milestones, we tailor strategies specifically for your needs. We focus on understanding your entire financial picture, ensuring your plan evolves as your life changes and you move closer to financial freedom.
Our Financial Planning services include:
- 401(k) Strategies – Optimize your 401(k) contributions and navigate employer-sponsored options to build a solid foundation for retirement.
- Retirement Planning – Create a retirement strategy that fits your goals with guidance on IRAs, Roth IRAs, and other retirement accounts.
- Estate Planning – Structure your estate to ensure assets are transferred according to your wishes, preserving your legacy.
- Education Planning – Make the most of employer-sponsored benefits, maximizing value for your financial well-being.
- Employer Benefits Optimization – We help you optimize your employer-sponsored benefits, ensuring you take full advantage of options like retirement plans, health savings accounts, and insurance.
Wealth Management:
We provide comprehensive solutions to help you manage, protect, and grow your wealth, with a focus on tax efficiency and alignment with your financial goals. As independent advisors, we keep your best interests at the center of everything we do.
Wealth Management services include:
- Investment Advisory Services: Tailored strategies for investing in stocks, bonds, and other assets, balancing growth with risk management.
- Tax-Sensitive Investment Management: Minimize tax liabilities with tax-efficient investments, such as municipal bonds and tax-advantaged accounts.
- Investment Income Strategies: Structured strategies to generate steady income from your investments, supporting retirement or other financial goals.
- Alternative Investment Strategies: Access to alternative investments like private equity, real estate, and hedge funds for diversification and potential growth.
- Portfolio Review and Optimization: Regular reviews and adjustments to keep your portfolio aligned with your goals and changing market conditions.
- Specialized Separately Managed Account Access: Access to customized separately managed accounts, offering a more tailored approach to managing investments.
Advanced Tax and Insurance Strategies:
For clients with complex financial needs, we provide advanced tax and insurance planning solutions that support both wealth protection and growth. Our strategies are aligned with your overall financial plan to maximize tax-saving opportunities and enhance your long-term financial stability.
Advanced Services include:
- Advanced Tax Strategies: In collaboration with tax professionals, we implement tax-efficient approaches, including capital gains management and tax-loss harvesting, to reduce liabilities and strengthen your financial plan.
- Actuarial Plan Design: We develop customized actuarial plans to optimize financial resources, promoting long-term stability and financial health.
- Advanced Insurance Architecture: Our advisors evaluate your insurance needs and recommend advanced options, such as life, health, and long-term care coverage, to protect your assets and loved ones.
- Advanced Estate Strategies: Working with estate professionals, we help structure your estate plan to protect your assets and ensure your legacy aligns with your wishes.
This integrated approach brings together tax and insurance strategies to give you confidence in your financial future.
Business Owner Services:
Our business owner services address the unique financial needs of entrepreneurs, executives, and professionals. From protecting your business to preparing for succession, we provide strategies that support both business and personal financial objectives. Recognizing the connection between your business and personal finances, our approach integrates both aspects to support long-term financial success.
Our Business Services include:
- Owner and Executive Compensation Plans – Customized compensation packages for owners and executives, including stock options, bonuses, and deferred compensation, to help attract and retain top talent.
- Qualified Retirement Plans – Assistance with designing and implementing retirement plans that meet regulatory requirements, supporting long-term financial security for you and your employees
- Key Employee Retention Plans – Retention strategies for key employees through tailored compensation, benefits, and incentives.
- Business Succession Planning – Development of succession plans to facilitate a smooth business transition, preserving your legacy when you decide to retire or sell.
Investment Types
For clients with complex financial needs, we provide advanced tax and insurance planning solutions that support both wealth protection and growth. Our strategies are aligned with your overall financial plan to maximize tax-saving opportunities and enhance your long-term financial stability.
Advanced Services include:
Account Types
Four Corners Financial Advisors are knowledgeable about the diverse account types available and will help you understand which accounts align best with your financial goals. Our advisors will enable you to make informed decisions about managing your assets in ways that support your long-term objectives.
The following is a small list of account types available to you based on your financial objectives:
Retirement & IRA Accounts- Traditional IRA Account
- Roth IRA
- Revocable Living Trust
- Charitable Trust
- Custodial Account for a Minor
Contact us now for a free consultation
